Z/Yen’s smart ledger software suite, ChainZy, provides the basic architecture for wide variety of MDL services. It integrates the knowledge Z/Yen has accumulated in mutual distributed ledgers over two decades. Z/Yen’s first MDL was built in 1995 and used in 1998 with live clients.

"Ledgers are the infrastructure of finance. Mutual distributed ledgers are pervasive and permanent. They will transform all financial trust architectures - exchanges, insurers, banks, and information providers."

- Professor Michael Mainelli, Executive Chairman of Z/Yen (2015)